OpenSAFR
SAFRSpecBlogNewsResourcesGet Involved
Read the spec

Resources

Annotated reading on runtime governance for agentic AI in finance. Annotations are our own. Vendor material is labelled.

All categoriesRegulatoryStandardsIndustryAcademicVendor
All topicsGovernance EnvelopeControls RepositoryMandatesDisposition EngineAudit LogHuman OversightInteroperabilityRegulation & PolicyAgentic Payments
BuildFin.ai / MASIndustry

Safeguards for Agentic Finance at Runtime (v1.0)

The source document. Defines the envelope, the four components, and the four outcomes. Start here.

Audit LogDisposition EngineGovernance EnvelopeInteroperability
MindForge ConsortiumIndustryCited in SAFR

AI Risk Management: Operationalisation Handbook

Practical guidance including agent-specific practices: least privilege, kill switches, searchable logging. SAFR builds on this groundwork.

Audit LogControls RepositoryRegulation & Policy
IMDARegulatoryCited in SAFR

Model AI Governance Framework for Agentic AI (v1.5)

Singapore's governance framing for agents: bounding use cases, limiting access, human oversight, accountability.

Human OversightRegulation & Policy
IMFAcademicCited in SAFR

How agentic AI will reshape payments

Davidovic & Tourpe

A three-layer model for agentic payments that identifies control and authorisation as the critical governance point.

Agentic PaymentsMandates
MindForge ConsortiumIndustryCited in SAFR

AI Risk Management: Executive Handbook

Seventeen considerations across scope, risk management, lifecycle, and enablers. The board-level companion.

Regulation & Policy
Financial Stability BoardRegulatoryCited in SAFR

The financial stability implications of AI

Where the correlated-behaviour concern comes from: concentration in a few AI providers as a systemic risk.

Regulation & Policy
Financial Stability BoardRegulatoryCited in SAFR

Sound practices for responsible adoption of AI (consultation)

The 2026 follow-up, extending the herding and procyclicality concerns.

Regulation & Policy
MASRegulatoryCited in SAFR

Guidelines on AI risk management

MAS's supervisory guidelines on AI risk. Useful for understanding what SAFR is not.

Regulation & Policy
NISTStandardsCited in SAFR

AI Risk Management Framework (AI RMF 1.0)

Map, Measure, Manage, Govern. The widely used US baseline for AI risk.

Regulation & Policy
BISAcademicCited in SAFR

AI agents for cash management in payment systems

Aldasoro & Desai

Experiments with a generative AI agent handling intraday liquidity trade-offs.

Agentic Payments
AcademicCited in SAFR

Scalable runtime governance for agentic AI in financial services

Szpruch et al.

Bounded capabilities, runtime telemetry, continuous authorisation, tiered containment. Closest academic neighbour to SAFR.

Controls RepositoryDisposition Engine
arXivAcademicCited in SAFR

Compliance-aware agentic payments on stablecoin rails

See & Tan

Mandate-based authorisation with cryptographic signatures, enforced at machine speed.

Agentic PaymentsMandates
Global Layer OneAcademicCited in SAFR

Programmable compliance

Pham et al.

Compliance architecture for regulated tokenised assets.

Agentic PaymentsControls Repository
MASStandardsCited in SAFR

Purpose Bound Money technical whitepaper

Programmable conditions on tokenised value, one of the settlement-layer controls SAFR sits above.

Agentic Payments
IETFStandardsCited in SAFR

The OAuth 2.0 Authorization Framework (RFC 6749)

Delegated authorisation, the lineage behind SAFR's mandate concept.

Mandates
Communications of the ACMAcademicCited in SAFR

Programming semantics for multiprogrammed computations

Dennis & Van Horn (1966)

The origin of capability-based security, which the mandate concept draws on.

Mandates
GoogleVendor materialCited in SAFR

Agent Payments Protocol (AP2)

Cryptographically signed mandates for agent spending authority. A concrete example of SAFR-style mandates.

Agentic PaymentsMandates
Stripe / TempoVendor materialCited in SAFR

Machine Payments Protocol (MPP)

Open standard for agent-coordinated fiat and stablecoin payments at the settlement layer.

Agentic Payments
OpenSAFR

An open schema, conformance suite, and reference implementation for SAFR.

GitHubLinkedInX

Explore

SAFR explainedGlossarySpecificationImplementationsResources

Project

AboutBlogNewsGet InvolvedContact

Legal

ImpressumPrivacy

OpenSAFR is an independent, unofficial open reference implementation. It is not affiliated with or endorsed by the Monetary Authority of Singapore, BuildFin.ai, or any organisation that contributed to the SAFR whitepaper. SAFR is an industry reference approach, not regulatory guidance. Nothing on this site is legal, regulatory, or financial advice. About OpenSAFR

© 2026 OpenSAFR · An initiative by Webmobix Solutions AG

Powered by EmDash